Disclaimer

MotorSums calculators give estimates based on published rules and rates. They are not legal, financial or tax advice, and they don’t know everything about your situation.

• For a court case, speak to a solicitor. Many offer a free first conversation.
• For car finance complaints, contact your lender first. The Financial Ombudsman Service is free if you can’t agree.
• For tax questions, HMRC or a qualified adviser can confirm your position.
• For free, impartial help with money, try MoneyHelper or Citizens Advice.

We work hard to keep figures right, but we can’t accept responsibility for decisions made using these tools. Always check the official source linked on each page.