Speeding fine calculator
Enter the speed limit, the speed on your notice and your take-home pay. You get the sentencing band, the points or ban a court starts from, and the fine range for England and Wales.
- Sentencing Council speeding guideline, England and Wales
- Figures checked 25 October 2026
- You’ll need your Notice of Intended Prosecution or court letter
Your result
Fill in the form to see your band and fine.
How speeding fines are worked out
Most drivers caught speeding are offered a fixed penalty of £100 and 3 points, or a speed awareness course. A court gets involved if you're too far over the limit for a fixed penalty, if you already have points that would take you to 12, or if you challenge the ticket.
In court, magistrates in England and Wales start from the Sentencing Council table below. The recorded speed puts you in band A, B or C. Each band has a fine set as a percentage of your weekly take-home pay, and a points or ban range.
| Limit | Band A | Band B | Band C |
|---|---|---|---|
| 20 mph | 21–30 mph | 31–40 mph | 41 mph and above |
| 30 mph | 31–40 mph | 41–50 mph | 51 mph and above |
| 40 mph | 41–55 mph | 56–65 mph | 66 mph and above |
| 50 mph | 51–65 mph | 66–75 mph | 76 mph and above |
| 60 mph | 61–80 mph | 81–90 mph | 91 mph and above |
| 70 mph | 71–90 mph | 91–100 mph | 101 mph and above |
| Fine | 50% of weekly pay (25–75%) | 100% (75–125%) | 150% (125–175%) |
| Points or ban | 3 points | 4–6 points or 7–28 day ban | 6 points or 7–56 day ban |
The fine is then capped at £1,000, or £2,500 on a motorway. A guilty plea at the first opportunity normally takes a third off. The court then adds a victim surcharge of 40% of the fine (capped at £2,000) and usually prosecution costs, which this calculator doesn't estimate.
Magistrates can move within the range for things like bad weather, a school nearby, towing, or a clean record. Treat the starting point as the most likely figure, not a promise.
Worked examples
44 mph in a 30 zone, £550 a week, guilty plea at the first chance. 44 mph is band B. The starting fine is 100% of £550, which is £550. A third off for the early plea gives £367, plus a £147 surcharge, so about £514 before costs. Expect 4 to 6 points, or a short ban.
104 mph on a motorway, £900 a week, convicted after a not guilty plea. 104 mph in a 70 limit is band C. 150% of £900 is £1,350, which is under the motorway cap, so the starting fine is £1,350 plus a £540 surcharge. Expect 6 points or a ban of 7 to 56 days. Speeds this high often lead to a ban.
What to do next
- Reply to the Notice of Intended Prosecution within 28 days naming the driver. Not replying is a separate offence with 6 points.
- If you're close to 12 points, use the penalty points calculator to see when older points stop counting.
- Facing a possible ban, or a band C case, it's worth speaking to a motoring solicitor before you plead.
Questions people ask
How much is a speeding fine in the UK?
The minimum is a £100 fixed penalty and 3 points. If the case goes to court in England or Wales, the fine is set as a share of your weekly income after tax: 50% for band A, 100% for band B and 150% for band C, capped at £1,000, or £2,500 on a motorway.
How many points do you get for speeding?
Band A is 3 points. Band B is 4 to 6 points or a ban of 7 to 28 days. Band C is 6 points or a ban of 7 to 56 days. A fixed penalty is always 3 points.
Can I get a speed awareness course instead?
Sometimes. The police decide, and only if they think it suits the offence and you have not been on a course in the past three years. If you take a course you pay the course fee instead of the fine and get no points.
What counts as weekly income?
Your take-home pay after Income Tax and National Insurance. If you earn £120 a week or less after tax, or your main income is benefits, the court uses £120. If it has no information at all, it assumes £440.
Does this apply in Scotland or Northern Ireland?
No. The bands come from the Sentencing Council, whose guidelines apply in England and Wales. Fixed penalties and points work in a similar way across the UK, but courts in Scotland and Northern Ireland follow their own sentencing practice.